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mary is leaving her doctor's office and the office worker asks her for a $20 co-pay. what is a copayment?

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The concept mentioned here is Copayment.  The answer is, a co-pay is the amount of money that you pay out-of-pocket at each visit to a health provider.

A copayment or copay is a fixed quantum for a covered service, paid by a case to the provider of service before entering the service. It may be defined in an insurance policy and paid by an insured person each time a medical service is penetrated.

A co-payment is a defined bone amount a case pays for medical charges. With numerous health insurance plans, a case pays 100 percent of costs out of- fund until they've met their deductible. After the deduction, the copayment is paid.

A fixed quantum($ 20, for illustration) you pay for a covered health care service after you've paid your deductible. The maximum quantum a plan will pay for a covered health care service. May also be called “ eligible expenditure, ” “ payment allowance, ” or “ negotiated rate.

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