The amount that the man have in his bank at the second year is $100,352.
Using this formula
A=P(1+R÷100)^n
Where:
A=Amount
P=Principal=$80,000
R=Rate=12%
n=Number of years=2 years
Let plug in the formula
A=$80,000(1+12÷100)^2
A=$80,000(1+0.12)^2
A=$80,000(1.12)^2
A=$80,000(1.2544)
A=$100,352
Inconclusion the amount that the man have in his bank at the second year is $100,352.
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