Answer: D)
Explanation: When the insured has not designated the beneficiaries of the life insurance contracted either generically or expressly, the order of priority established in the policy will be applied as it appears in the adhesion bulletin, which the insured had to sign when hiring the life insurance and in the certificate issued. For that reason, the first beneficiary is the surviving spouse, after the children and otherwise, the legal heirs of the deceased would be the beneficiaries of life insurance.