Ryan has a credit card with a total credit limit of $5000. He charges about $4500 a month and made 6 late payments in the past year. He owes $12,000 on a car worth $15,000. He declared bankruptcy 3 years ago.
Which is most likely to occur?
A.
He will be approved for car loan at a low interest rate.
B.
His application for Internet service will be approved.
C.
He will have a high credit score.
D.
His loan application to buy a house will be denied.
