Which of the following best describes the expression 2a + 3b + 4c + 5d?
The product of four sums; there are four terms
The product of four sums; there are eight terms
The sum of four products; there are four terms
The sum of four products; there are eight terms

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I think the answer is the sum of four products; there are four terms.

From the way I've learned, I've figured out that Terms can contain, variables, numbers, or products of variables and numbers.

To be clear. 2a is a product made out of 2 terms!

But in this case, because they are a PRODUCT of 2 terms they have merged to become a term. Hence letting C bump into your checkbook.