Question

Rachel's health insurance plan requires that all tests and specialist visits be approved by her doctor. Rachel, most likely, has what type of insurance plan?
A. PCP
B. HMO
C. H&M
D. PPO

Answer 1

The answer is HMO for APEX

Answer 2

Rachel, most likely, has HMO type of insurance plan Option(b) is correct.

What is a HMO insurance plan?

A kind of health care coverage plan that normally restricts inclusion to mind from specialists who work for or contract with the HMO. It for the most part won't cover out-of-network care besides in a crisis.

A health maintenance organization (HMO) is an organization or organization that gives health protection inclusion to a month to month or yearly charge. A HMO is comprised of a gathering of clinical insurance suppliers that limit inclusion to clinical consideration gave through specialists and different suppliers who are under policy with the HMO.

HMOs give health protection inclusion to a month to month or yearly charge. A HMO limits part inclusion to clinical consideration gave through an organization of specialists and other healthcare suppliers who are under agreement with the HMO. These agreements take into consideration charges to be lower than for customary health protection — since the healthcare suppliers enjoy the benefit of having patients coordinated to them.

Therefore Option(b) is correct.

Learn more about HMO insurance plan here:

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