-- Relative to the water, Julia's velocity is 3.5 km/hr to the north.
-- Relative to the shore, her velocity is
(3.5 km/hr north) + (1.2 km/hr west)
= √ (3.5² + 1.2²) arctan(3.5/1.2) north of west
= √13.69 arctan(2.91666...) north of west
= 3.7 km/hr towards 71° north of west .