Think of 10^2, 10^1, and 10^0 as x^2, x^1, and x^0.
When you add polynomials, you can only combine like terms.
When you add expanded numbers, you can only combine like powers of 10.
123 + 423 =
= (100 + 20 + 3) + (400 + 20 + 3)
= (1 * 10^2 + 2 * 10^1 + 3 * 10^0) + (4 * 10^2 + 2 * 10^1 + 3 * 10^0)
= (1 * 10^2 + 4 * 10^2) + (2 * 10^1 + 2 * 10^1) + (3 * 10^0 + 3 * 10^0)
= 5 * 10^2 + 4 * 10^1 + 6 * 10^0
= 500 + 40 + 6
= 546