Question

Choose all that apply. To maintain creditworthiness, individuals should _____. protect their credit card and account numbers to prevent unauthorized use quickly report lost or stolen credit cards look for credit cards that have no annual fees and lower interest rates read the terms of the credit carefully and make informed decisions pay off their total balance each month don't spend more than their credit limit

Answer 1

it would be to pay off their total balance each month, don't spend more than their credit limit.

Answer 2

To maintain creditworthiness, individuals should pay off their total balance each month on due date, but not beyond a certain limit.

Creditworthiness:

Creditworthiness is a compliance of a leader to trust on holder that he/she pay his debts during certain limits. A borrower assumed that creditworthy is one a lender is responsible enough to make loan payments on an agreed limit.

Lenders may determine creditworthiness in so many ways typically by :

• Analyzing the past credit holdings and debt reports,

• Analyzing that the borrower has an ability to pay or not,

• Seeing the civil record of borrower,

• Payment which he/she made on due date or not, etc.

Therefore, Individuals should pay off their total balance each month on due date, As it also determines its creditworthiness.

For more about creditworthiness refer:

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