In the age of uncertainty, student funding, economic crashes and downslides, it is virtually impossible to guarantee that only a 5% increase cost in education will ensue annually. If the predicted rate increases at only the stated percentage, I would still be unable to say that my education goals at university would be a realistic endeavor. I say take the time and money and apply towards a vocational college degree and obtain a career quicker and realistically able to obtain. Thank you.