Question

What is a credit score?
O Total of all the debt a consumer has
Summary of bank and savings accounts
Number that summarizes an individual's credit history
O Number of loans and other credit accounts for a consumer

Answer 1

Final answer:

Credit score is a numerical evaluation of an individual's credit history used by lenders to assess risk.

Explanation:

Credit score is a number assigned to an individual based on their credit history, helping lenders assess the risk of lending to them. Factors influencing credit scores include payment history, credit utilization, length of credit history, new credit, and credit mix.

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