A client purchases an individual disability income policy and receives the policy from the insurer 45 days after application. Upon receipt of the policy, the client typically has ______days to review and return the policy to receive a full refund for any reason.
How many days does the client typically have to review and return an individual disability income policy for a full refund?
a) 10 days
b) 15 days
c) 30 days
d) 45 days