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Joaquin can't control the urge to splurge on things he does not need and often runs into financial problems. What disorder does he have? impulse-control disorder

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The Answer Fam is Impulse Control Disorder

Joaquin is suffering from a disorder called Impulse Control Disorder. This condition makes an individual unable to resist an impulse, urge or temptation. They will do things that they don't intend to do even if this might harm and put them in risks.