1.) What is an insurance claim?
a.) The paperwork you file to receive insurance benefits
b.) The person who evaluates requests for insurance benefits
c.) The total amount of your insurance benefits
d.) The amount you pay toward the cost of your insurance
2.) Which of the following risks are insurance companies usually unwilling to insure?
a.) Risks that the insured person probably can't intentionally cause
b.) Risks that are difficult to predict
c.) Risks that have measurable negative outcomes
d.) Risks that are predictable by analyzing statistics
3.) Which of the following groups of people are eligible for Medicare?
a.) Children whose parents aren't eligible for Medicaid
b.) People who are 65 or older
c.) Young adults who are low income
d.) People who can't afford insurance co-pays
4.) What is a co-pay?
a.) The total amount you can spend on doctor visits each year
b.) A specific dollar amount that you pay toward your doctor visits and prescriptions
c.) The total amount of your insurance coverage
d.) A specific dollar amount the insurance company pays toward your doctor visits