Samuel could cut
-Unnecessary using of items, like too much light or electricity or cut off water time
- Spend more time riding a bus than driving a car
-Try not to buy too many luxurious items like new shoes or fancy watches
-Try not to own too many appliances because of insurances or money
-Settle on a house than a mansion, Mansions mortgage are way more than a regulars house mortgage
Hopefully Samuel can decrease a lot of expenses by following these tips
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