The given statement in the question about IRA funds, stocks, bonds, mutual funds, real estate is False.
Your ability to save money for retirement tax-advantageously is enabled by an individual retirement account (IRA).
An individual can save for retirement with tax-free growth or on a tax-deferred basis by opening an IRA at a financial institution. Each of the three main IRA types has a unique set of benefits:
Traditional IRA: You contribute funds that you might be able to write off on your tax return, and any earnings may grow tax-deferred until you withdraw them in retirement.
The money may be taxed at a lower rate thanks to the tax-deferral because many retirees find themselves in a lower tax bracket than they were before retirement.
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