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Homeowners insurance is more expensive than renters insurance because it covers more property, property that is more vulnerable to perils and property which has higher value.

What's renters insurance?

Renters insurance protects your personal property in an apartment, condominium or rented house against unforeseen circumstances such as theft, fire or sewer drains - and will pay you when the property is damaged. lost or damaged. It can also protect you from liability if someone is injured on your property.

Home insurance for what?

Home insurance is a form of property insurance that covers loss and damage to an individual's residence, as well as belongings and other items in the home. Home insurance also covers civil liability in the event of an accident at home or on property.

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