[tex]\begin{gathered} We\text{ will construct an equation} \\ y=mx+b \\ \text{where y is the cost and x is the minute} \\ \\ m=\frac{10.86-5.91}{10-5} \\ m=\frac{4.95}{5} \\ m=0.99 \\ \\ \text{ and now} \\ \\ 5.91=0.99\cdot5+b \\ \\ 5.91=4.95+b \\ b=5.91-4.95 \\ b=0.96 \\ \\ y=0.99x+b \\ \text{if we have 12 to spend} \\ \\ 12=0.99x+0.96 \\ 12-0.96=0.99x \\ 11.04=0.99x \\ x=\frac{11.04}{0.99} \\ x=11.15 \\ \\ \\ \text{ Now we can only talk approximately 11 minutes!} \end{gathered}[/tex]