In general,
[tex]P(A\text{ or B)=P(A)+P(B)-P(A and B)}[/tex]However, since we have two mutually exclusive events, they can't both occur at the same time, so
[tex]P(A\text{ and B)=0}[/tex]So in this case,
[tex]P(A\text{ or B)=0.45+0.39-0=}0.84[/tex]and so, P(A or B)=0.84