The car she bought by paying cash is $13,295 .
The second method is,
36 monthly installments of $355 each and the downpayment of $5,000.
Calculate the total amount,
[tex]36\times355+5000=17780[/tex]Subtract the installment plan by the paying cash to get the amount she save by paying cash
[tex]17780-13295=4485[/tex]The correct option is d.