It is given that Kevin scored 65th percentile.
To get the number of students who scored lower than Kevin, find 95% of the total number of students, and subtract the result from the total number of students.
This implies:
[tex]9800-(65\%\times9800)[/tex]Evaluate the expression:
[tex]\begin{gathered} 9800-(\frac{65}{100}\times9800)=9800-(\frac{65}{1\cancel{00}}\times98\cancel{00}) \\ =9800-(65\times98)=9800-6370 \\ =3430 \end{gathered}[/tex]Hence, the number of students who scored lower than Kevin is 3,430.