To find the tip, you will need to calculate 16% of the bill.
We have that the bill is $20. Then, we can proceed as follows:
[tex]n\%=\frac{n}{100}\Rightarrow16\%=\frac{16}{100}\Rightarrow\$20\cdot\frac{16}{100}=\frac{\$20\cdot16}{100}[/tex]Therefore, we have:
[tex]\text{Tip}=\frac{\$320}{100}\Rightarrow Tip=\$3.20[/tex]In summary, you will leave $3.20 for the tip.