That’s the question and the answer I put was wrong

Although she is not credit overloaded, the savings shouldn't be counted as spent.
Thus, the total spent, in dollars, is given by:
[tex]975+250+275+76+114+350=2040[/tex]Notice that we added all the items except for the savings.
Thus, she is not credit overloaded because she spends $2040 and receives $2255 every month.