Which of following decisions would a Health Savings Account (HSA) owner NOT be able to make?

a. the amount contributed by the employer
b. the amount contributed by the owner
c. the underlying account investments used
d. the medical expenses paid for by the HSA

Respuesta :

The amount contributed by the employer  would not be Health Savings Account (HSA) owner. He can decide the amount contributed by him,  underlying account investments used and medical expenses paid for.

HSAs allow you to put funds from your salary pre-tax into a savings account for eligible expenses, with the interest growing tax-free.

A part of your HSA savings can also be put into a variety of investment choices. Entrants use pre-tax funds placed into an account, similar to Flexible Spending Accounts (FSA), to pay for out-of-pocket, qualified healthcare expenses. Unspent funds are portable and roll over into the following year to pay costs or earn tax-free interest. HSAs as well vary in that you may take your funds with you if you change jobs or even health insurers.

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