With a credit life or health policy, evidence of coverage must be delivered within 15 days.
Pre-existing conditions are covered by almost all health insurance policies after a waiting period of typically two to four years. This suggests that any hospitalization costs associated with the listed illnesses can only be reimbursed after four successful years with the insurance company.
Except for the fact that the face value of credit life insurance reduces when debt is paid off, all of the following statements are correct. The face value of the policy cannot ever be larger than the debt's total sum. Credit life insurance policies can be obtained either privately or through a group plan.
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