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The correct answer is $3,000

What is covered under special cause of loss?

One of three Insurance Services Office, Inc. (ISO) commercial real estate insurance causes of loss forms is the Special Causes of Loss Form. Causes of loss forms define and clarify the causes of loss (or risks) that are covered. The special causes of loss form (CP 10 30) covers all risks coverage: coverage for loss caused by any cause except those specifically excluded. The other two ISO causes of loss forms (the basic sources of loss form as well as the broad causes of loss form) give what is known as named perils protection: coverage for loss from only the specific causes that are identified as covered in the policy.

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