Mr. Talili has two medical insurance policies. to prevent duplication of payment for the same medical expense, the policies include a Coordination of benefits.
Coordination of benefits (COB) allows plans that provide health and/or prescription coverage for a person with Medicare to determine their respective payment responsibilities (i.e., determine which insurance plan has the primary payment responsibility and the extent to which the other plans will contribute. The purpose of coordination of benefits is to ensure that a covered person does not receive more than 100% of the total allowable expenses.
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