Credit card APR is the price you pay for borrowing money. The cost of borrowing money each year, including fees, is stated as an APR. The APR is a more comprehensive indicator of the cost to you of borrowing money because it includes both interest rates and application costs.
The interest rates on credit card are often given as an annual percentage. If payment of balance in full each month by the due date, you can avoid paying interest on purchases on majority of credit cards. if you're getting decent deal on a credit card by looking at the APR.
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