According to information gathered in 2013, the reported total savings and investments across all ages of workers indicated that most people have saved less than 10,000 for retirement.
The safest way to invest your pension assets is a low-risk investment and savings opportunities with guaranteed growth. Low-risk investment and savings options include annuities, savings accounts, CDs, government bonds, and money market accounts. Of these, fixed annuities usually offer the best interest rates.
Social Security benefits are the most important source of lifetime income for many of today's retirees. Social Security benefits can start at age 62 or be deferred until age 70, but the monthly amount you receive depends on your retirement age.
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