At the time the insured purchased her life insurance policy, she added a rider that will allow her to purchase additional insurance in the future without having to prove insurability. This rider is called Guaranteed insurability.
This is the term that is used to refer to the fact that a person is allowed to raise their coverage or medical insurance. It allows them to do this without having them to take any medical exam.
The insurance is a coverage that is issue to the citizens as a way of helping them to take care of certain circumstances. It could be home insurance, property or the normal health insurance.
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