Respuesta :
Option:
a. If Mrs. Paterson applies during the Medigap open enrollment period, she will have to undergo a medical review to determine if she has a pre-existing condition that would increase the premium for a Medigap policy.
b. Medigap plans help beneficiaries cover coinsurance, co-payments, and/or deductibles for medically necessary services.
c. All costs not covered by Medicare are covered by some Medigap plans. d. Medigap plans are not sold by private companies and are a government insurance product.
Answer:
Medigap plans help beneficiaries cover coinsurance, co-payments, and/or deductibles for medically necessary services. Thus, the correct option is D.
What is role of the medigap?
A group of supplemental insurance plans known as Medigap are designed to work with Medicare. These are private health insurance plans that assist in covering some of the extra expenses incurred by conventional Medicare, such as co-insurance.
Beneficiaries of Medigap policies can use their benefits to pay for co-insurance, copayments, and/or deductibles for essential medical services. Because of this, Mrs. Paterson might not give a hoot about the deductibles and co-pays connected with Original Medicare.
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Answer: Medigap plans help beneficiaries cover Original Medicare benefits, but they coordinate with Original Medicare coverage.
Explanation: Medigap plans do NOT cover all costs not coverred by medicare, are sold by private comanies and if she enrolls during her medigap OEP she will not have underwriting.
