Question

Mrs. Fiore is a retired federal worker with coverage under a Federal Employee Health Benefits (FEHB) plan that includes creditable drug coverage. She is ready to turn 65 and become Medicare eligible for the first time. What issues might she consider about whether to enroll in a Medicare prescription drug plan?

Answer 1

Answer:

She could compare the coverage to see if the Medicare Part D plan offers better benefits and coverage than the FEHB plan for the specific medications she needs and whether any additional benefits are worth the Part D premium costs on top of her FEHB contribution.

Explanation:

Answer 2

Mrs. Fiore should consider if the Medicare prescription drug plan provides better benefits and coverage for her healthcare needs and that of her family before enrolling.

What is a healthcare plan?

A healthcare plan is one which is designed to provide an individual with his or her healthcare needs.

A Federal Employee Health Benefits (FEHB) plan is designed to cover the healthcare needs of the worker and his or her family.

The FEHB plan is open to all federal government employees and is continues each year unless changes are made on The existing plan.

A Medicare prescription drug plan covers the specific prescription drug needs of the patients such as cancer drugs, diabetics, etc.

The Medicare prescription drug plan is optional and helps to lower costs of prescription drugs covered by the chosen plan.

In conclusion, Mrs. Fiore should consider if the Medicare prescription drug plan provides better benefits and coverage for her healthcare needs and that of her family before enrolling.

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