The money placed in the savings account does not affect the economy; The money that the bank invests affects the economy.
For us to fill in the blank parts of the question, we have to look at the context that is being described as well as recognize what event or situation it refers to.
Now according to the question, we have to establish how John's money influences the economy depending on what he does with the money. Thus, the correct answers would be:
The money placed in the savings account does not affect the economy; The money that the bank invests affects the economy.
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