Question

While driving recklessly, Thomas lost control of his car and accidentally drove it into the water fountain in his neighbor’s front yard. Thomas is fully insured through his insurance company. Which of the following components of his insurance policy will cover the damage he caused to his neighbors fountain?
a.
bodily injury
b.
property damage
c.
collision
d.
comprehensive damage

Answer 1

Answer:

B

Explanation: fountain on front yard is property

Answer 2

Answer:

b. property damage

Explanation:

When this accident is done, it destroys the front water fountain of the neighbors property.

Accordingly, if that is covered by the insurance company of the driver, that is a clause of property damage.

Under this the property which is damaged is clearly replaced or repaired under the insurance.

This is basically the instance in which the property gets repaired which belongs to third party, but which is broken by the insured person.