Question

5. Keisha is renting a one-bedroom apartment but allows her best friend to

move in and pay $200 per month to sleep on the couch for the summer

while she is between jobs. The apartment is burglarized one afternoon

when they are both out, and the thief steals both of their laptops, Keisha's

TV, and her best friend's wireless headphones. What will the insurance

company cover?

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Answer 1

The renter insurance policy will cover:

• Keisha’s laptop and TV
• 10% of the cost of her friend’s laptop and headphones

What is a renters insurance?

This is an insurance policy that covers losses to personal property and protects the insured from liability claim.

Hence, these insurance policy will provide for compensation for Keisha because she is the property owner and partial (i.e. 10%) coverage for loss of visitors property/

In conclusion, the renter insurance policy will cover Keisha’s laptop and TV and 10% of the cost of her friend’s laptop and headphones

Note: The renters insurance is effected.

Read more about renters insurance

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