The best scenario would be to present a subscription model that is 80% complete but on time.
This model is an economic tool used by banks and financial institutions to assess the level of vulnerability in terms of non-payment to avoid or reduce the possibilities of credit risk.
According to the above, the best scenario is 80% on time because it will give an indicator of more than half to know the vulnerability of the financial risk since the other option already exceeds the established time and would not be of any use.
Learn more about the underwriting model in: https://brainly.com/question/3639519