Let the ball at the ground be A and that at the top be B.
Assume that you see the motion of A while sitting at B.
You(B) are obviously at rest w.r.t. yourselves. However you(B) and A have the same acceleration in the same direction. Thus acceleration of A w.r.t. you(B) is 0.
Thus, to you, it will appear as if A is travelling towards you with an uniform speed of 20m/s.
Dividing the distance 20m with that speed, we get that A reaches you(B) in 1s.
Now, you have considered these motions and time by assuming you were stationed at B. However, the time taken for A to meet B shouldn't be dependent on which reference frame you assume. Thus, time taken for A and B to collide is 1s.
Since B falls freely, he covers a distance of 1/2(g)(1²)=5 (assuming g = 10m/s²)
Thus, they meet at a height of (20–5)m = 15m from the ground.