Please help me answer this.

Answer:
Insurance covers costs that may result from high-risk activities
Explanation:
"Hazardous" activity is defined as a hobby or activity that an insurance company would consider high-risk. These types of hobbies and activities are TYPICALLY not covered by the standard life or disability insurance policies, DUE to the increased risk of injury or loss of life. These specific activities can be hobbies, activities or in a particular line of employment.