It is false that closing of account that are overdue will help eliminate the negative parts of the credit score.
Basically, the Credit score means the score which tells a consumer's general. creditworthiness. The higher the credit score , the higher the rate of repayment of credit.
The credit report is a database which record the credit gotten and its repayment credit by the Debtor.
So, the closure of account will not eliminate the negative credit score, rather, the account closure will prevent the account user from using it again.
Therefore, it is false that closing of accounts that are overdue will help eliminate the negative parts of the credit score.
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