Most financial experts recommend that you retain your reserve cash in a 403(b) account.
A 403(b) plan is a wonderful method to save for retiring because the money is usually tax-free. Usually, tax is deducted from your paycheck before you get it; but, with a 403(b) investment, the money is deposited immediately, with no tax deducted beforehand.
As a result, your 403(b) payments may be taxed less in the long term.
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