Question

12. (p.5) Financial wellness includes a person's ability to
A. find happiness on the job.
B. balance income and expenses.
C. avoid hazards in the workplace.
D. develop a high level of fitness.

Answer 1

* Balance income and expenses *

Answer 2

Financial wellness includes a person's ability to balance income and expenses.

Financial wellness can be described as effectively managing ones economic life.

Financial wellness includes :

1. having adequate income need for survival
2. having adequate savings for financial emergencies
3. Having control over ones expenses. Not overspending or incurring excessive debt.

For example, a person earns $10 million per annum. Yet, he seems to be in debt as he spends excessively. Even though this individual earns a high amount of money, he cannot be said to be financially well because he is unable to manage his expenses effectively.

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