If Congress had other ways to secure its objectives, a nationally incorporated bank was unnecessary and improper. He also thought that a national bank was unconstitutional because the Tenth Amendment reserved all unenumerated powers to the states.
President Washington sided with Hamilton. He deeply respected the opinions of Madison and Jefferson, as well as the additional memorandum provided by Attorney General Edmund Randolph. But Washington allowed Hamilton to have the final word on the matter. Once again, Hamilton produced one of his brilliant comprehensive papers, patiently dissecting and criticizing the arguments made by the three Virginians. In Hamilton’s view, the Constitution vested the national government with “implied, as well as express powers.” Without that reading of the text, the very ends for which the Constitution had been written would often prove unattainable.
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