I have added the complete question in the comments.
I will advise Mrs Chi that she may enroll in a Medicare Medical Savings Account (MA MSA) plan. Also, Mrs Chi can still have her prescription drug coverage in the standalone part D plan.
Medicare Medical Savings Account (MSA) plan refers to a form of Medicare Advantage plan which has the combination of a medical savings account and a high-deductible health plan.
Since her doctor prescribed an expensive drug for her, then it's possible for her to enroll in a Medicare Medical Savings Account (MA MSA) plan and also have her drug.
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