Question

Why are settlements in places with regular natural disasters controversial?

They refuse national rescue services when disasters strike.
Insurance costs tend to be lower in these areas.
Homes are priced at much higher rates in these areas.
Rebuilding is expensive and affects all individuals who pay taxes.

Answer 1

Since it is a area known for frequent disasters, all expenses are higher, but the cost of a home may be very cheap, in the long run chances of losing everything is high. It is hard to find an insurance company to cover your property and if you do the cost will be disproportionately high compared to the actual value