[tex]195 * 3[/tex]
5 times 3 is 15, so you bring down a '5' and put a small '1' on top of the '9'
9 * 3 is 27, plus 1, is 28, so you bring down a '8' and put a small '2' on top of the '1'
1 * 3 is 3, plus, 2, is 5, so you bring down a '5'
195 * 3 = 585
