Question

A husband and wife are insured under group health insurance plans at their own places of employment, and as dependents under their spouse's coverage. If one of them incurs hospital expenses, how will those expenses likely be paid?

Answer 1

A husband and wife are insured under group health insurance plans at their places of employment. Because their employers pay for their plans, each is covered as a dependent under their spouse's coverage. If the husband is hospitalized, how are the medical expenses likely to be paid?

A) The husband will have to select a plan from which he wants to collect benefits
B) The benefits will be coordinated
C) Neither plan would pay
D) The husband can collect from each plan


Correct Answer: B) The benefits will be coordinated




Hope this helps!

Answer 2

If you have multiple health insurance policies, you'll have to pay any applicable premiums and deductibles for both plans. Your secondary insurance won't pay toward your primary deductible. You may also owe other cost-sharing or out-of-pocket costs, such as copayments or coinsurance.

How do primary and secondary insurance work?

The "primary payer" pays what it owes on your bills first, and then sends the rest to the "secondary payer" to pay. The insurance that pays first is called the primary payer. The primary payer pays up to the limits of its coverage. The insurance that pays second is called the secondary payer.

Can you have 2 medical insurance policies?

Yes, you can be covered by two health insurance plans. In some cases, each member of a couple might have health insurance through their employer. Children up to the age of 26 also might have coverage through their employer and their parents.

Learn more about health insurance policies here:  https://brainly.com/question/1941778

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