Answer:
The owner of the credit card that were hacked
Explanation:
Civil cases are brought against defendants that carried out an action that results in injury or loss to an individual or private party.
The plaintiffs that bring such allegations to a court of law are not government or law enforcement but rather they make the case in their own interest.
The punishment nos usually repayment for loss incurred and damages.
Criminal cases on the other hand are usually carried out by out by state prosecutors or representative of the government. The punishment is usually jail time.