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The difference is that the cumulative GPA covers shorter periods, like a term or a semester. The overall GPA refers to the average grades obtained by a student throughout his entire academic experience. This means the overall GPA includes grades from all terms and semesters.

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Term GPA is a combined GPA or grade point average of all grades you have earned in a semester or term. Cumulative GPA is the overall GPA or grade point average of all cumulative GPA's you have earned in all semesters and all the courses in an academic term.
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