Answer:
[tex]\left(6y-1\right)\left(2y-3\right)[/tex]
Step-by-step explanation:
[tex]12y^2-20y+3[/tex]
-20y can be written as -2y + -18y.
[tex]\left(12y^2-2y\right)+\left(-18y+3\right)[/tex]
Factor out 2y from the first expression and factor out 3 from the second expression.
[tex]2y\left(6y-1\right)-3\left(6y-1\right)[/tex]
Factor out the common term 6y-1.
[tex]\left(6y-1\right)\left(2y-3\right)[/tex]