Respuesta :

I believe the answer is

C. credit history


Answer:

C. credit history

Explanation:

Which term describes a person's previous pattern of borrowing and repaying? A. credit practice

B. credit pattern

C. credit history

Credit first and foremost is the legal document or decision  between a borrower and lender for a borrower to borrow certain amount of money to be repaid on a certain day.

Credit history from the name , shows how borrowers  repay debts. It shows the date. When a persons pays up debt owed. He or she has a good credit history. If otherwise, he/she doesnt have good credit history

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